1 14 oz can sweetened condensed milk
1 1/2 cups cold water
1 (4 serving size) package instant vanilla pudding mix
2 cups (1 pint) whipping cream, whipped
36 vanilla wafers
3 medium bananas, sliced and dipped in lemon juice from concentrate
In a large mixing bowl, combine condensed milk and water. Add pudding mix, beat until well blended. Chill 5 minutes. Fold in whipped cream. Spoon 1 cup of pudding mixture into 2 2/12 quart glass serving bowl. Top with 1/3 each of vanilla wafers, bananas, and pudding. Repeat layers twice, ending with pudding mixture. Chill thoroughly. Refrigerate leftovers.